Second only to hurricanes, frozen and broken water pipes cause more losses in terms of the number of homes damaged and the total amount of claims paid by insurance companies in the U.S. Repair costs of up to $50,000 are not uncommon according to insurance experts. Even a small leak can deposit a significant amount of water in a short period of time resulting in significant losses. Damages caused by frozen, ruptured water pipes include:
Additionally, some insurance companies are issuing policies with exclusions regarding mold remediation. So while the insurance company may pay a claim for water related damages, mold remediation may not be covered. With temperatures now remaining below freezing, make sure you are closing up crawlspace openings where cold wind from the north can enter and possibly freeze pipes in the crawlspace. Also, leave cabinets under sinks open to allow for warm air circulation around undersink piping, particularly ones with plumbing on an outside facing wall. Installation of insulation or "heat tape" around supply pipes during the winter is also an option, (see photo below). If you have a home that is vacant with the utilities off, consider winterizing by a professional winterization contractor. About Home Inspection Co. offers winterization services to homeowner and Realtors® to insure against moisture related damages from frozen/burst pipes. For a limited time, winterization services for average size homes start at $125. While there can be no guarantees against the damage Old Man Winter can bring to your home, taking a few simple precautions now can make the difference between protection and post moisture damage correction. For additional information on winterization or other home inspection related questions, Call Us Today at: 918/812-8954.    |
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